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What is an EOI - Evidence of Insurability? Where do I complete the EOI?

Evidence of insurability (PDF) is an application process in which you provide information regarding your health or your dependent's health.  To complete the EOI for Securian, you will need to gather the information that is needed first. Review the EOI Instructional flyer (PDF) for step-by-step instructions along with the group policy number and access key.

Can Supplemental Life Insurance be added for myself and/or my eligible dependents during Open Enrollment?

Yes. Employees may elect Supplemental Group Term Life insurance for themselves of one to five times their annual salary to a maximum of $1 million. Also, employees may elect Supplemental Group Term Life insurance for their legally married spouse/eligible domestic partner in increments of $10,000, up to a maximum of $250,000, but not to exceed 100 percent of the amount of additional life the employee could elect. 

Can I add additional Supplemental Accidental Death and Dismemberment (AD&D) insurance for myself or my family during Open Enrollment?

Yes. Full-time employees who are covered by the Group Term Life and AD&D insurance program may also elect to purchase additional supplemental AD&D life insurance protection for themselves or a legally married spouse/registered domestic partner, and/or dependent children.  The premiums for this additional supplemental life insurance are paid through payroll deduction with after-tax dollars.

How much will I be charged for Group Term Life and Accidental Death and Dismemberment Insurance?

The premiums are employer-paid; however, any amount of employer-paid insurance over the amount of $50,000 is subject to taxation as IMPUTED INCOME under Section 79 of the Internal Revenue Code. To calculate the imputed income, please review the imputed income example (PDF) for a better understanding of the imputed income cost versus the overall benefit.   

How can I access my contributions to the Health Savings Account and/or the Flexible Spending Accounts?

Once enrolled in either the HSA or FSA, PNC Bank, which administers both the HSA and the FSAs for ºÚÁÏÍø, will send you a debit/credit card to access your accounts. If you lose your card or have questions about your PNC account, you can contact PNC through their website  or call their customer service at 844-356-9993.

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